Independent resource — not affiliated with the NEAR Foundation.

NEAR Protocol Tax Software Compared

Based on NEAR-specific support and user feedback from forums.

Koinly

Best for NEAR
  • + Native NEAR integration — auto-sync wallet transactions via public address
  • + 200+ blockchain support — ideal if you use NEAR alongside other chains
  • + Aurora EVM support — handles bridged assets and Aurora DeFi
  • + Staking rewards tracking — automatic detection of NEAR staking income
  • - Bridge transactions may need manual review

See pricing — free preview available.

Try Koinly →

Alternative: CoinLedger

  • + NEAR Protocol support via wallet sync
  • + Clean interface, good for beginners
  • + TurboTax and TaxAct integration
  • - Fewer total blockchain integrations than Koinly

See pricing — use code CRYPTOTAX10 for 10% off.

Try CoinLedger →

No tool is perfect — manual review is often needed for complex DeFi activity and bridge transactions.

NEAR Tax Issues to Know

Aurora Bridge Transactions

Moving assets between NEAR and Aurora is generally not a taxable event — you're transferring the same asset between layers, not exchanging it. However, tax software may incorrectly classify bridge transactions as disposals. Check your imported transactions and manually mark bridges as transfers if needed.

Sharding and Transaction Indexing

NEAR uses Nightshade sharding for scalability. While this doesn't change your tax obligations, it can make transaction indexing more complex for tax software. If you notice missing transactions, try re-syncing your wallet or using CSV import as a backup.

Staking Rewards

NEAR staking rewards are taxed as ordinary income when received (IRS Rev. Rul. 2023-14). Each epoch reward creates a taxable event at fair market value. Both Koinly and CoinLedger can track NEAR staking, but verify reward amounts against your validator dashboard.

Ref Finance and DeFi

Swaps on Ref Finance are taxable events. Liquidity provision may trigger taxes when adding/removing liquidity (depending on the mechanism). Koinly has better automatic support for NEAR DeFi protocols. For complex LP positions, manual tracking may be required.

FAQ

Does the NEAR network report to the IRS?

No. NEAR is a decentralized network and doesn't report user activity. However, centralized exchanges (Coinbase, Binance, etc.) do report, and starting 2025, the IRS requires per-wallet cost basis tracking.

How are Aurora bridge transactions taxed?

Bridging NEAR to Aurora (or vice versa) is generally not a taxable event since you're moving the same asset between layers. However, tax software may incorrectly flag these as disposals. You may need to manually mark bridge transactions as transfers.

Is NEAR staking taxable?

Yes. Staking rewards are taxed as income when received (IRS Rev. Rul. 2023-14). Each reward distribution creates a taxable event at fair market value, which becomes your cost basis for future sales.

How do I track Ref Finance DeFi transactions?

Koinly has native NEAR integration that can pull Ref Finance swaps automatically. CoinLedger also supports NEAR but may require CSV imports for some DeFi protocols.

Sources

Last updated: February 2026